lendingplate, a digital-first lending platform under
Unifinz Capital India Limited (UCIL), reported a strong financial performance for the
quarter and financial year ended March 31, 2026, reinforcing its position as one of India’s
fastest-growing digital lending platforms.
For the quarter ended March 31, 2026, the Company reported a Profit After Tax (PAT) of
₹19.22 crore, compared to ₹7.37 crore in the corresponding quarter last year, registering a
growth of nearly 161% year-on-year. Profit Before Tax (PBT) for the quarter stood at ₹23.76
crore against ₹9.24 crore in Q4 FY24-25, reflecting sustained business momentum and
improved operating leverage.
Revenue from operations for Q4 FY25-26 stood at ₹152.01 crore, marking a growth of over
235% from ₹45.38 crore reported in the corresponding quarter of the previous year.
Sequentially, revenue continued its upward trajectory from ₹147.55 crore in Q3 FY25-26,
demonstrating consistent business expansion and strong customer demand across lending
segments.
For the full financial year FY25-26, Unifinz Capital delivered a landmark performance with
revenue from operations rising to ₹511.57 crore, compared to ₹121.35 crore in FY24-25,
representing a growth of more than 321%. Profit After Tax (PAT) for the year stood at ₹87.14
crore, up from ₹20.06 crore in the previous financial year, while Profit Before Tax (PBT)
increased to ₹117.33 crore from ₹26.63 crore during the same period.
The growth in revenue was supported by a 5.36X growth in loan disbursal which increased
from ₹512 crore in FY25 to ₹2,745 crore in FY26. The AUM also expanded significantly
during the year, reaching ₹449.24 crore as of March 31, 2026, compared to ₹95.05 crore a
year earlier. Net worth strengthened to ₹164.15 crore, providing a solid foundation for future
growth and expansion. The Company also maintained healthy capitalisation levels and
continued to leverage technology-led underwriting and risk management capabilities to drive
sustainable growth.
Commenting on the performance, Kaushik Chatterjee, Founder & CEO of Unifinz Capital
India Limited, said, “Our strong growth in revenue, profitability and assets reflects the increasing
trust that customers place in our digital lending platform and validates our disciplined approach
towards growth. We remain focused on building a resilient lending franchise capable of delivering
long-term value to all stakeholders.”
The Company also strengthened its funding profile during the quarter through successful
debt raises and continued to maintain robust governance and risk-management standards.
With a growing customer base, improving profitability metrics, and a scalable technology
platform, lendingplate remains well-positioned to capitalize on the expanding digital lending
opportunity in India.
About lendingplate
lendingplate, a brand under Unifinz Capital India Limited, is a leading digital NBFC
providing unsecured personal loans of up to ₹2,50,000 with flexible repayment terms of up
to 15 months. Registered with the Reserve Bank of India (RBI), lendingplate offers quick,
hassle-free loans disbursed within 30 minutes, serving customers across 23 states/UTs and
9,000+ pincodes. With a strong focus on technology and financial inclusion, lendingplate is
reshaping digital lending in India.
